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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Welcome to The Giff Group! My name is Sandy Giff. I am the founder and leader of The Giff Group. I am an Associate Broker with Keller Williams Realty. I have a proven track record in real estate! Before I became a realtor, I was buying and selling real estate investment properties of my own. The Giff Group wants to help you do the same - whether you are purchasing your first home, looking to sell your home, or ready to purchase an investment property. We know what it takes. We will help you through the process each step of the way. Real Estate Resource Center 
The Giff Group specializes in New York Orange County, Rockland County and the surrounding areas.
On this site you can find information the following towns within Orange County: Monroe, Town of Woodbury, Highland Mills, Central Valley, Harriman, Chester, Goshen, Middletown, Newburgh, Warwick, Washingtonville, New Windsor, Cornwall and all of Orange County.
In Rockland County you will find information on the following towns: New City, Suffern, Nanuet, Pearl River, Clarkstown, Nyack, Orangeburg, Blauvet and all of Rockland County.
Don't find what you need? Give me a call at 845-401-4345 or email me at sandygiff@NUMBER1EXPERT.com with any questions.
About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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