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Welcome to The Giff GroupMonroe, Middletown and Woodbury Real Estate Website
Free Real Estate Book Can I Afford To Buy? Pre-Qualify Now FREE In-Home Presentation What's Your Home Worth? Save Your Home


Welcome to The Giff Group!

My name is Sandy Giff.  I am the founder and leader of The Giff Group.  I am an Associate Broker with Keller Williams Realty.  I have a proven track record in real estate!  Before I became a realtor, I was buying and selling real estate investment properties of my own.  The Giff Group wants to help you do the same - whether you are purchasing your first home, looking to sell your home, or ready to purchase an investment property.  We know what it takes.  We will help you through the process each step of the way.

Real Estate Resource Center

Buyers - Take a look at our hot properties.  Sign-up to receive our latest listings so that you will be the first to learn about our most recent properties!  Here you can also search the MLS.  In our buyers section you will find useful information whether you are a first time buyer or need to pre-qualify for a mortgage.  Also, stay on top of the real estate market by reading our daily real estate news.

Sellers - We will get your home SOLD!  Explore our sellers section, you will find a wealth of FREE information.  At no cost or obligation we will provide you with an in-home presentation, a comparative market analysis and much much more!  To SELL your home, we make the most of the internet.  Click here to learn how.   Also, to learn more be sure to take a look at all the different FREE Reports we offer you.

The Giff Group

The Giff Group specializes in New York Orange County, Rockland County and the surrounding areas. 

On this site you can find information the following towns within Orange County: Monroe, Town of Woodbury, Highland Mills, Central Valley, Harriman, Chester, Goshen, Middletown, Newburgh, Warwick, Washingtonville, New Windsor, Cornwall and all of Orange County.

In Rockland County you will find information on the following towns: New City, Suffern, Nanuet, Pearl River, Clarkstown, Nyack, Orangeburg, Blauvet and all of Rockland County. 

Don't find what you need? Give me a call at 845-401-4345 or email me at sandygiff@NUMBER1EXPERT.com with any questions.





Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
See More Real Estate Trivia >


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The Giff Group, REALTOR®, real estate agent and broker for Monroe, Middletown and Woodbury, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

The Giff Group
Keller Williams

229 Route 32
Central Valley, NY 10917
845-401-4345
Fax: 845-928-9774
sandygiff@NUMBER1EXPERT.com

Sandy Giff is the founder and leader of The Giff Group - Giving you the "Giff" of the American Dream! Sandy is an Associate Broker with Keller Williams Realty. Before Sandy officially entered the real estate profession in 2000, she was successfully buying and selling real estate investment properties of her own. Sandy has a bachaelor degree in business management and holds numerous certificates in advanced real estate studies. Sandy has put her education and personal savvy to good use! She is the proud owner of several rental properties in New York and Florida and owns various businesses including a thriving hair salon. Sandy enjoys putting her wealth of real estate knowledge to use in helping others achieve their real estate dreams! Contact Sandy and The Giff Group today at 845-401-4345. You will be glad you did!

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