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The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved

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Welcome > Resources > Tips > First Time Buyers ...

Choose a Real Estate Tip...

	A Buyers Market
	A Good Start
	A Great Opportunity
	A Matter of Timing
	A Realistic Evaluation
	Affording A Home
	Bargaining
	Choosing A Lender
	Credit Card Common Sense
	Credit Card Traps
	Determining A Price Range
	Finding A Loan
	Finding A Real Estate Agent
	First Time Buyers
	First Time Loans
	Getting Organized
	Good Faith Estimates
	House Hunting Tips
	Inspection Contingencies
	Insuring Your Home
	Locate Your Lifestyle

	Making Your Dream Home Come True
	More Down Payment Help
	Preferences of Buyers
	Questions from Real Estate Agents
	Services from a Real Estate Agent
	Structural Contingency
	Termites
	The Buyer Interview
	The Down Payment
	The Elements of Location
	The Perfect Home
	The Perfect House
	The Real Bottom Line
	The Rewards of Home Ownership
	The Seller May Pay
	Too Many Experts
	What Can Go Wrong
	When is the Time to Buy
	Your Investment
	Your Principal Residence

Do These Real Estate Tips Really Apply to YOU?

We've learned these tips through years of experience as top real estate agents. But we know that YOUR situation might be different. That's why we're here.

It's our job to personally advise homebuyers and sellers. Ask us if any tip that we've included here really applies to your situation.

Do any of these tips raise questions for you? Didn't find what you're looking for? Let us know! We are happy to answer ANY questions. It's our job! There's no obligation, and we promise to get back to you quickly...

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Q	Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
A	Lender in these states must pay interest on funds held in escrow accounts.
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The Giff Group, REALTOR®, real estate agent and broker for Monroe, Middletown and Woodbury, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

The Giff Group
Keller Williams
229 Route 32
Central Valley, NY 10917
845-401-4345
Fax: 845-928-9774
sandygiff@NUMBER1EXPERT.com
Sandy Giff is the founder and leader of The Giff Group - Giving you the "Giff" of the American Dream! Sandy is an Associate Broker with Keller Williams Realty. Before Sandy officially entered the real estate profession in 2000, she was successfully buying and selling real estate investment properties of her own. Sandy has a bachaelor degree in business management and holds numerous certificates in advanced real estate studies. Sandy has put her education and personal savvy to good use! She is the proud owner of several rental properties in New York and Florida and owns various businesses including a thriving hair salon. Sandy enjoys putting her wealth of real estate knowledge to use in helping others achieve their real estate dreams! Contact Sandy and The Giff Group today at 845-401-4345. You will be glad you did!

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