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The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved

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Attention Landlords
Welcome > Resources > Attention Landlords ...

Are you having problems finding qualified and prescreened tenants to rent your home or Apartment? We have the solutions. We will find you the prefect tenant for your rental at no cost to you. Whether you are a single home owner who is looking to rent your home or owner of a of a Multi Complex we will be able to help you. Our services includes, credit and background check, references check, job history, name check against evictions filed with the courts. We also provide Property Management Services. Call today to get started 845 401 4345.
 

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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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The Giff Group, REALTOR®, real estate agent and broker for Monroe, Middletown and Woodbury, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

The Giff Group
Keller Williams

229 Route 32
Central Valley, NY 10917
845-401-4345
Fax: 845-928-9774
sandygiff@NUMBER1EXPERT.com

Sandy Giff is the founder and leader of The Giff Group - Giving you the "Giff" of the American Dream! Sandy is an Associate Broker with Keller Williams Realty. Before Sandy officially entered the real estate profession in 2000, she was successfully buying and selling real estate investment properties of her own. Sandy has a bachaelor degree in business management and holds numerous certificates in advanced real estate studies. Sandy has put her education and personal savvy to good use! She is the proud owner of several rental properties in New York and Florida and owns various businesses including a thriving hair salon. Sandy enjoys putting her wealth of real estate knowledge to use in helping others achieve their real estate dreams! Contact Sandy and The Giff Group today at 845-401-4345. You will be glad you did!

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