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The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved

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Short Sale Experts
Welcome > Short Sale Experts ...


Are you behind on your mortgage payments? Can't qualify for a loan modification? Owe more on your home than it is worth? Need to sell quickly? We can help. We have helped many homeowners in similar situations negotiate a successful short sale with their banks.  

We negotiate for the bank to take the pay off as payment in full. A foreclosure can ruin your credit, and in today's market you need a good credit even to get a job.  

If your only option is to sell your home, and you are in a short sale position, let us help. We have direct connect with many lenders and can usually get an answer very quickly as long as we have a qualified buyer. We also have over one thousand buyers in our database searching for a home, so we can normally match your home with one of our buyers in no time.  

Your cooperation is also needed as we have to provide your information to the bank. As a result we only like working with fully motivated sellers who needs to sell now. We offer free consultation and will evaluate your individual situation to figure out the best way to go.  

We have helped homeowners even with a bank sale date as little as 2 weeks away. Banks are now more willing to negotiate short sales especially with companies who as a proved track record. 

Fill out the information below to get started. Allow us to put a smile back on your face and move on with your life. We can help you even if you have already being served with the intent to foreclose from your bank. A foreclosure takes up to seven years to come off your credit report. Most of our clients are able to get their credit back within six to twelve months and that is to get off the late payment that was recorded by their lender. We also work with several companies to provide credit counseling and credit repair to get you back on track.  

If your are serious about selling your home please fill out the form below or call 845-401-4345 

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Real Estate Tips
First Time Buyers >The Perfect House

Home buyers must often deal with deferred maintenance or repairs. For example, you may have found a terrific house and like many competent home buyers, you included a structural inspection contingency in your purchase agreement. What happens when you find out that your "perfect" house needs some work? Do you ask the sellers to pay for the repairs? Before you answer "yes", there are some important considerations.

Some contracts require that all of the home's systems, such as plumbing, heating, electrical and central air conditioning, be in working order. In this case, the sellers may be obligated to repair any problems with these systems. Leaky roofs, damp basements, or other structural problems may not be covered, however. If you ask the sellers to make these types of repairs, you may void the contract by doing so. The sellers might prefer to negotiate the repairs to keep from losing the sale. If there are other buyers waiting in the wings with back-up contracts, you run the risk of losing the home.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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The Giff Group, REALTOR®, real estate agent and broker for Monroe, Middletown and Woodbury, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

The Giff Group
Keller Williams

229 Route 32
Central Valley, NY 10917
845-401-4345
Fax: 845-928-9774
sandygiff@NUMBER1EXPERT.com

Sandy Giff is the founder and leader of The Giff Group - Giving you the "Giff" of the American Dream! Sandy is an Associate Broker with Keller Williams Realty. Before Sandy officially entered the real estate profession in 2000, she was successfully buying and selling real estate investment properties of her own. Sandy has a bachaelor degree in business management and holds numerous certificates in advanced real estate studies. Sandy has put her education and personal savvy to good use! She is the proud owner of several rental properties in New York and Florida and owns various businesses including a thriving hair salon. Sandy enjoys putting her wealth of real estate knowledge to use in helping others achieve their real estate dreams! Contact Sandy and The Giff Group today at 845-401-4345. You will be glad you did!

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