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The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved
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For Home Buyers:
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Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?
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| A |
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool. |
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