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The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved
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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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Welcome to The Giff Group!  Available Grants and Funds to First Time Home Buyers
There are federal funds and grants available to first time home buyers through the Homes and Community programs through the United States Department of Housing and Urban Development. On their website you will find complete grant information, application forms, description of available funds, as well as many other helpful tools. Every potential first time home buyer should investigate what they have to offer. You can also visit their website. The website will give you complete information on all grant programs. First time home buyers should plan to spend the required time necessary to investigate these programs available to them. You can visit grants.gov for a list of available grant programs. Also visit www.GovernmentFederalGrants.com for additional funds.
The tax credit as being extended to July 2010. As long as you close on your home by the July you will get up to $8000 in tax credit for first time home buyers and up to $6500 back for second time home owners. In addition interest rates are still at a all time low. NOW is the best time to invest in a home…..Call for details. Real Estate Resource Center
The Giff Group specializes in New York Orange County, Rockland County and the surrounding areas.
On this site you can find information the following towns within Orange County: Monroe, Town of Woodbury, Highland Mills, Central Valley, Harriman, Chester, Goshen, Middletown, Newburgh, Warwick, Washingtonville, New Windsor, Cornwall and all of Orange County.
In Rockland County you will find information on the following towns: New City, Suffern, Nanuet, Pearl River, Clarkstown, Nyack, Orangeburg, Blauvet and all of Rockland County.
In Westchester, Putnam and Dutchies Counties along with the Bronx and surrounding areas you will find information on bank owned and foreclosures properties along with information and regarding purchasing these properties. Also learn about the lifestyles in these areas and what are the current prices of homes and the ratings of these school districts
Don't find what you need? Give me a call at 845-401-4345 or email me at sandygiff@NUMBER1EXPERT.com with any questions.
Financing Your Home >Financing Clauses
Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.
Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.
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| Q |
What areas are known as the 'silk stocking' districts of this famous city?
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| A |
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room. |
 See More Real Estate Trivia > |
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All rights reserved. All information deemed reliable but not guaranteed.
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