|
|
|
|
|
The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved
|
Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >
|
|
|
| |
|
Welcome to The Giff Group!  Available Grants and Funds to First Time Home Buyers
There are federal funds and grants available to first time home buyers through the Homes and Community programs through the United States Department of Housing and Urban Development. On their website you will find complete grant information, application forms, description of available funds, as well as many other helpful tools. Every potential first time home buyer should investigate what they have to offer. You can also visit their website. The website will give you complete information on all grant programs. First time home buyers should plan to spend the required time necessary to investigate these programs available to them. You can visit grants.gov for a list of available grant programs. Also visit www.GovernmentFederalGrants.com for additional funds.
The tax credit as being extended to July 2010. As long as you close on your home by the July you will get up to $8000 in tax credit for first time home buyers and up to $6500 back for second time home owners. In addition interest rates are still at a all time low. NOW is the best time to invest in a home…..Call for details. Real Estate Resource Center
The Giff Group specializes in New York Orange County, Rockland County and the surrounding areas.
On this site you can find information the following towns within Orange County: Monroe, Town of Woodbury, Highland Mills, Central Valley, Harriman, Chester, Goshen, Middletown, Newburgh, Warwick, Washingtonville, New Windsor, Cornwall and all of Orange County.
In Rockland County you will find information on the following towns: New City, Suffern, Nanuet, Pearl River, Clarkstown, Nyack, Orangeburg, Blauvet and all of Rockland County.
In Westchester, Putnam and Dutchies Counties along with the Bronx and surrounding areas you will find information on bank owned and foreclosures properties along with information and regarding purchasing these properties. Also learn about the lifestyles in these areas and what are the current prices of homes and the ratings of these school districts
Don't find what you need? Give me a call at 845-401-4345 or email me at sandygiff@NUMBER1EXPERT.com with any questions.
First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
|
| Q |
What land did the U.S. Government buy for $7.2 million?
|
| A |
In March 1867, the US bought all of Russian America (Alaska) from Russia. |
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
