Monroe, Middletown and Woodbury real estate and homes for sale in New York, Luxury Homes and Foreclosures - The Giff Group, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email The Giff Group
Login
Sitemap
The Giff Group

Homes for Sale
Search Available Properties
Attention Landlords


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:
Testimonials
Closed In 60 Days!
"We had multiple offers and closed in 60 days!"
Read Quote >
View All Quotes >
TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Giff Group is one of The Top Selling Real Estate Experts™
Find Out More >




The data relating to real estate for sale on this web site comes in part from the REDX™ Program of the Greater Hudson Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Keller Williams Realty are marked with the REDX™ logo. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information Believed Accurate But Not Warranted. Copyright 2009 Greater Hudson Valley Multiple Listing Service. All Rights Reserved

Market Conditions Report
Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:

School Reports


Special Offers
Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

 

Welcome to The Giff GroupMonroe, Middletown and Woodbury Real Estate Website
Best Buys Of The Week Can I Afford To Buy? Extended Tax Credit For Buyers FREE In-Home Presentation What's Your Home Worth? Short Sale Experts


Welcome to The Giff Group!

Available Grants and Funds to First Time Home Buyers

There are federal funds and grants available to first time home buyers through the Homes and Community programs through the United States Department of Housing and Urban Development.  On their website you will find complete grant information, application forms, description of available funds, as well as many other helpful tools.   Every potential first time home buyer should investigate what they have to offer.  You can also visit their website.  The website will give you complete information on all grant programs.  First time home buyers should plan to spend the required time necessary to investigate these programs available to them.    You can visit grants.gov for a list of available grant programs.   Also visit www.GovernmentFederalGrants.com  for additional funds.

The tax credit as being extended to July 2010. As long as you close on your home by the July you will get up to $8000 in tax credit for first time home buyers and up to $6500 back for second time home owners.  In addition interest rates are still at a all time low.  NOW is the best time to invest in a home…..Call for details.

Real Estate Resource Center

Buyers - Take a look at our hot properties.  Sign-up to receive our latest listings so that you will be the first to learn about our most recent properties!  Here you can also search the MLS.  In our buyers section you will find useful information whether you are a first time buyer or need to pre-qualify for a mortgage.  Also, stay on top of the real estate market by reading our daily real estate news.

Sellers - We will get your home SOLD!  Explore our sellers section, you will find a wealth of FREE information.  At no cost or obligation we will provide you with an in-home presentation, a comparative market analysis and much much more!  To SELL your home, we make the most of the internet.  Click here to learn how.   Also, to learn more be sure to take a look at all the different FREE Reports we offer you.

The Giff Group

The Giff Group specializes in New York Orange County, Rockland County and the surrounding areas. 

On this site you can find information the following towns within Orange County: Monroe, Town of Woodbury, Highland Mills, Central Valley, Harriman, Chester, Goshen, Middletown, Newburgh, Warwick, Washingtonville, New Windsor, Cornwall and all of Orange County.

In Rockland County you will find information on the following towns: New City, Suffern, Nanuet, Pearl River, Clarkstown, Nyack, Orangeburg, Blauvet and all of Rockland County. 

In Westchester, Putnam and Dutchies Counties along with the Bronx and surrounding areas you will find information on bank owned and foreclosures properties along with information and regarding purchasing these properties. Also learn about the lifestyles in these areas and what are the current prices of homes and the ratings of these school districts

Don't find what you need? Give me a call at 845-401-4345 or email me at sandygiff@NUMBER1EXPERT.com with any questions.





Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
In March 1867, the US bought all of Russian America (Alaska) from Russia.
See More Real Estate Trivia >


Print This Page Send To A Friend


The Giff Group, REALTOR®, real estate agent and broker for Monroe, Middletown and Woodbury, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

The Giff Group
Keller Williams

229 Route 32
Central Valley, NY 10917
845-401-4345
Fax: 845-928-9774
sandygiff@NUMBER1EXPERT.com

Sandy Giff is the founder and leader of The Giff Group - Giving you the "Giff" of the American Dream! Sandy is an Associate Broker with Keller Williams Realty. Before Sandy officially entered the real estate profession in 2000, she was successfully buying and selling real estate investment properties of her own. Sandy has a bachaelor degree in business management and holds numerous certificates in advanced real estate studies. Sandy has put her education and personal savvy to good use! She is the proud owner of several rental properties in New York and Florida and owns various businesses including a thriving hair salon. Sandy enjoys putting her wealth of real estate knowledge to use in helping others achieve their real estate dreams! Contact Sandy and The Giff Group today at 845-401-4345. You will be glad you did!

Equal Housing MLS REALTOR RELO wcr


Keller Williams Logo

www.TheGiffGroup.com is brought to you by The Giff Group
NUMBER1EXPERT™ in real estate for Monroe, Middletown and Woodbury, New York

Read The Giff Group Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.TheGiffGroup.com is brought to you by The Giff Group, REALTOR®

Sitemap